An important consideration here is to be sure that your business has correctly classified labor divisions. Also, seeing that proper workplace physical barriers, signage, and other factors are understood in order to safety is addressed and that workers are not having to be classified with labor they are not a part of.
Depending on the type of business and worker frequency or seasons, the manner of reporting payroll and premium payment is key. Effective use of safety equipment, safety meetings, well documented injury reporting, and immediate first aid all contribute to lower experience modifications while increasing premium credits leading to lower insurance premiums.