Coverage for this business begins with Liability and needs to include completed operations, and in case of workers or employees, necessitates Workers Comp coverage. A vital consideration here are liability related limitations and/or endorsements that are fitting to the industry as in dealing with specifics of construction contracts, State law, relative additional insured endorsements and sub-contractors’ contractual requirements.
Most contractors will have need for Business Auto coverage which should include coverage for non-owned and hired auto. Other applicable coverages could include Builders Risk, Inland Marine (contractors’ tools and equipment), Building and/or business property, Contractors and or performance bonds.